I often combine business trips with short leisure trips, so the option at https://www.globelink.co.uk/policy-options/annual-travel-insurance.html seems relevant for those who need ongoing protection throughout the year. In this case, you should check whether the terms of the contract cover trips related to professional activities. Baggage protection and compensation for expenses in the event of transport delays are also important to me. Do you include business trips in your annual insurance plan?