My OH has just got a new bike and I'm looking at theft insurance for it.
First question is whether it's worth it at all. Any thoughts on that? Headline tradeoffs between premium and bike value* must be personal, but interested to know if anyone has experience of a claim. In other areas our experience has been that insurers do anything to wriggle off the hook.
Then if it's a goer, which insurer? Laka talk a good game as if they're a mutual (but aren't?). Can we assume CUK has negotiated a sound policy with Bikmo?
Etc., etc.
Thanks.