When businesses discuss the rollout of their own branded cryptocurrency wallets this year, the discussion will likely turn to compliance frameworks such as the EU's MiCA and FATF's Travel Rule. These are not some theoretical legal frameworks that live in regulatory books; they are influencers for the wallet architecture, its user flows, and cross-border operations.
MiCA has recently been implemented as an EU regulation that establishes licensing requirements for Crypto-Asset Service Providers, or CASPs.
Wallet providers who operate as CASPs must comply with MiCA’s customer protection, licensing, and transparency requirements.
This requirement will force those planning to launch with a white label cryptocurrency wallet to rethink how they satisfy regulatory requirements while still meeting user privacy expectations.
Additionally, the EU’s Transfer of Funds Regulation (TFR) regulation implementing the FATF Travel Rule in the region requires CASPs to attach and securely share the originator’s and beneficiary’s metadata for all crypto asset transfers they handle (including cross-border transactions, not just domestic ones), along with the corresponding assets.
Meeting this operational requirement under the Travel Rule will have a significant impact on the user’s onboarding process, and thus compliance needs to be treated as a component of the engineering processes rather than as an optional feature. In 2026, compliant white label cryptocurrency wallet deployments will be achieved through the integration of regulatory controls into the product experience and the creation of designs that enhance user trust and institutional confidence.
Reputable partners like Antier will facilitate the translation of governance rules into effective solutions in the real world by providing the necessary resources and expertise.
https://www.antiersolutions.com/white-label-cryptocurrency-wallet/