How to Set Payment Method Restrictions for Certain Users in Odoo?

In Odoo, managing payment flexibility is great, but sometimes businesses need to restrict specific payment methods for certain users or user groups. For example, allowing only managers to use Bank Transfer while sales staff can only use Cash or POS payments.

This can be achieved by configuring Odoo payment apps along with access control rules. You can:
Assign user groups (e.g., Sales, Accountant, Manager).
Set payment method visibility per group in the configuration.
Use record rules or custom modules if you need very granular restrictions.

If you’re working with multiple Odoo payment methods (like Stripe, PayPal, or local gateways), you can hide or disable them at checkout for restricted users.
Has anyone here implemented a user-based payment method restriction in Odoo 18? Would love to hear your best practices.

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